Demands for disguised remuneration scheme loan repayments
At a glance
Medium rather than High: exposure is scored at a default because we cannot see your systems or suppliers. If it touches your systems or suppliers, treat it as High.
Briefing
There is no written leader briefing for this story yet. The summary below says what is known so far.
Next steps
Monitor- For awareness — no fixed action deadline for this reporting
No technical write-up beyond the summary below yet.
Next steps
Monitor- No immediate technical action — track if your estate depends on the products or vendors discussed
Summary
- Demands are being made for repayment of loans or purported loans linked to disguised remuneration schemes, which involved paying workers through loans instead of salaries to avoid tax.
- HMRC has addressed tax avoidance through the loan charge and provided guidance for those affected by these schemes.
Read the original reportFinancial Conduct Authority news(opens in a new tab)
Pulse
Last checked 2d ago · Next recheck 8 Nov 2026, 23:37 UK time
- Story2 Nov 2026, 12:16 UK time · 6d ago
Linked reporting from Financial Conduct Authority news (regulator).
Read source (Financial Conduct Authority news)
1 entry so far. The timeline chart appears once this story has more history.
Sources
- Financial Conduct Authority newsOfficial
Demands for disguised remuneration scheme loan repayments
How we know
Statements extracted from sources. Higher confidence means stronger corroboration.
- ClaimedHeadline60% confidence
Demands for disguised remuneration scheme loan repayments
- ProbableSummary fact75% confidence
We have seen demands being made for people to repay loans, or purported loans, provided as part of disguised remuneration schemes. Disguised remuneration schemes saw people – often contractors, consultants and agency workers – paid for their work through loans instead of regular salaries as a way to avoid tax.

